Plans and pricing
What you pay depends on your plan, your API usage and your payment providers’ fees.
Pay as you go
Collect payments through Tinker’s provider accounts
Fees by provider
Available providers and fees depend on your setup. Check the fee schedule before you go live.
Create an account- Collection fees set per provider
- API usage within your account limits
- Your own provider accounts need a paid plan
Starter
Designed for teams getting their first live transactions.
$10.99/month
Billed monthly in USD
Choose Starter- Go live quickly with core payment orchestration
- Process up to 1,000 transactions per month
- Test and live environments included
- Essential reporting and dashboard access
- Email support
- Upgrade anytime as volume grows
Pro
Built for teams scaling volume and needing visibility.
$44.97/month
Billed monthly in USD
Choose Pro- Designed for up to 10,000 transactions per month
- Intelligent routing to improve approval rates
- Real time revenue insights and analytics
- Advanced webhooks and automation
- Priority support response
- All Starter capabilities included
Business
For companies where payments are mission critical.
$149.90/month
Billed monthly in USD
Choose Business- High volume transaction processing
- Advanced routing and failover control
- Customizable checkout and branding options
- Enhanced reliability and performance
- Premium support
- All Pro capabilities included
Enterprise
For teams running several providers who want workflows, support and onboarding agreed up front.
- Agreed provider workflows
- Scoped operating controls
- Business-hours support with agreed support targets
- Onboarding scope and fees agreed in writing
Your agreement sets plan eligibility, when changes take effect, cancellation and any minimum commitment.
Know what you’ll pay
We’ll confirm included usage, limits and fees before you go live. Check that a provider fee already covered by a collection charge isn’t counted twice.
Ask about your costs- 1
Your plan
The subscription price for your chosen billing period.
- 2
Your usage
API requests and any collection fees that apply to your setup.
- 3
Your providers
Processing and settlement fees under your provider agreements.
See a billing example and usage details
Included API requests, limits, overage prices and access to your own provider credentials depend on your account. Feature descriptions do not override these limits.
Worked example in USD
Assume a $100 monthly subscription with 10,000 included authenticated API requests and $0.002 per metered request above that. A month with 9,000 other requests, 1,500 failed requests and 1,500 retries totals 12,000 requests. The example Tinker Payments bill is $100 + (2,000 × $0.002) = $104. Reusing the same payment request reference does not remove the retry request from usage.
If the provider separately charges $30 for that month, total spend is $134 before taxes, FX or other agreed charges. This subscription example assumes no eligible PAYG collection commission; a PAYG quote must identify the platform, gateway, withdrawal and transfer fee components and avoid counting a provider fee twice. Failed collections do not establish a completed collection fee, but authenticated requests still count.
Agree production credential mode, included requests, overage policy, provider fee responsibility, trial conditions, onboarding fees, cancellation timing and business-hours support targets in writing.
Support and security
Agreed support targets
Availability targets need an agreed way to measure them
Business-hours support
Your agreement sets hours, escalation contacts and response targets
Security controls
See security information and review documents in our Trust Center
Frequently asked questions
Usage, fees, trials and billing.
- What is counted as usage?
- We count every authenticated API request from your app, including failed ones, queries and repeats. A retry can keep the same payment and still count as a request. Completed payments are counted separately from API requests.
- What happens beyond included usage?
- Your account limit either blocks further requests, warns you, or bills the extra usage. You only pay for that metered overage, at the unit price and billing window in your settings. Check them before you go live.
- Are provider fees included?
- Processing and settlement charges follow your agreement with each provider. Eligible pay-as-you-go collections hold back a set fee made up of platform, gateway, withdrawal and transfer costs. Check which provider costs it covers so you don’t pay the same fee twice.
- Is a trial or refund guaranteed?
- The sandbox isn’t a free trial of a paid plan. Trial length, included usage, refunds and cancellation dates have to be agreed with us. We don’t offer a general money-back guarantee.
- Which billing periods can I select here?
- Each plan lists the billing periods it offers. Prices and savings come from the plan’s quote, so check the first and renewal charges before you buy. Your agreement sets support hours, timezone, escalation and response targets.
Start in the sandbox.
Test your payment setup there, then agree costs and support with us before you go live.